Mortgages Pricing & Analytics Analyst

End Date Monday 29 May 2023 Salary Range £41,715 - £46,350
Agile Working Options Hybrid Working Job Description Summary Here at Lloyds Banking Group we're recruiting a Mortgages Pricing & Analytics Analyst role. Job Description At Lloyds Banking Group, we’re motivated by a clear purpose – to Help Britain Prosper. Across the Group, our colleagues are passionate about making a difference to customers, businesses and communities. Here in the Homes business, we strive to deliver high end data analytics capabilities to support the strategic objectives of the mortgage business. The Mortgages Pricing & Analytics team is responsible for the management and pricing of billions of pounds worth of new mortgages each year, including activity on the Halifax, Lloyds, Scottish Widows and Birmingham Midshires brands. The team deliver the Mortgages Commercial plan, as well as ensuring we meet our external commitments to support First Time Buyers & improve sustainability as part of our Helping Britain Prosper commitments. We use data to build compelling analysis and insight, develop comprehensive pricing proposals that effectively balance risk and reward & support the delivery of new products, propositions and campaigns to the mortgage market. We're looking to recruit a Mortgages Pricing Analyst, who’ll use data to deliver meaningful analysis, recommending pricing and commercial actions that will help support the delivery of the Group's mortgage strategy. This will involve understanding the drivers and sensitivities of mortgage performance, customer behaviour and market dynamics. Collaboration is a key element of the team’s work and you’ll work closely with Finance, Conduct & Credit Risk as well as with the wider Mortgage team Key Accountabilities

• Delivering accurate and timely impact analysis of pricing change
• Recommending pricing change and optimisations
• Driving meaningful insight and post implementation reviews to inform future strategy.

We work in hybrid ways which involves colleagues spending at least two days per week, or 40% of their time at one of our office sites. You'll follow our team's hybrid working pattern, working a mix of home and office based working. We're happy to consider agile working requests. Key Skills and Experience: Essential

• Accustomed to working with numbers, you have an eye for detail and have either a good degree in a numerate subject or equivalent quantitative experience gained in previous roles
• You can demonstrate how you’ve used your passion for solving problems and finding innovative ways to bring data to life in previous roles
• A desire to grow your data manipulation knowledge and techniques (e.g VBA, SAS, SQL, Python)
• An excellent communicator, you have the skills to influence pricing managers to new thinking.
• Able to work as part of a team and independently, setting key priorities for yourself and have an ability to plan, priortise and handle diverse workloads effectively.

Desirable

• Previous experience with data manipulation techniques (e.g VBA, SAS, SQL, Python)

So what can we offer you in return? You'll receive a package that includes:

• Discretionary performance share award
• Private Medical Insurance
• Generous pension contribution
• 28 days leave plus bank holidays
• Flexible benefits

We're committed to building a workforce which reflects the diversity of the customers and communities we serve, and to building an inclusive environment where all our colleagues can be themselves and succeed on merit. We're also passionate about diversity and equal opportunity with industry recognition across gender, ethnicity, disability, LGBTQ+ and families. And, being disability positive, reasonable adjustments can be accommodated in our Recruitment process, just let us know. So if you’d like to be part of our inclusive values-based culture, and want to be stretched and fulfilled, we’ll help you build a career that will make a difference to you and our customers. Together we make it possible! At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop. We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person. We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.